It can be hard to know what proper documentation is needed during the upsetting time when a loved one passes to take care of their assets. On the other hand, it is important to know which organizations will generally require a copy of the official death certificate for benefit claims as well as other legal actions.
Death certificates became so important in the United States because it allows the government to collect accurate mortality data. Many different Organizations have started to require a death certificate as proof of a person’s death in order to properly close accounts, claim benefits, or to settle estate claims. Many legal aids and funeral homes will assist you to identify what you will need a death certificate for and how many copies will be necessary. Below are a few common organizations that generally require an official death certificate.
Bank Accounts. Banks will require a death certificate to do the following transfer actions.
- Individual checking or joint account
- Savings account
- Safe-deposit box
Property. Mortgage companies and other property-related organizations will need the certificate in order to.
- Transfer each title of real estate ownership
- Transfer ownership of a vehicle
Government and/or Insurance. Official death certificate copies will be needed for multiple government agencies and/or insurance companies.
- A copy for each insurance claim including funeral home costs
- Transferring or redeeming stocks, bonds, or treasury bills
- Federal and state tax returns
- Rolling over an IRA account
To ensure a less stressful process, be sure you have the correct amount of death certificates. If you need government certified copies of a death certificate, Vitalrecordsonline.com can help by simply clicking the link provided to start your application online.